Buying past service

Learn about buying service if you worked for an employer before they joined the pension plan.

Eligibility for past service

Are you eligible?

You may be eligible to buy your past service if:

  • You are an active plan member
  • You have not waived your enrolment in the plan

If you signed a waiver choosing not to join the plan, either on or after April 1, 2000, you cannot buy past service. Ask your employer if you aren’t sure whether you signed a waiver.

If you contributed to another registered pension plan during the period of past service you want to buy, you can only buy past service in the Public Service Pension Plan if you end your membership in the other plan and use those funds to buy past service. (This does not apply to registered retirement savings plan [RRSP] contributions.)