Leaving your job

Leaving a job with an employer participating in the plan? Find out what you can do with your plan contributions.


Your pension is a significant financial asset. If you leave your current job before you retire, you’ll need to decide what to do with your pension benefit.

Your options depend on your age when you leave your job and years of service in the Public Service Pension Plan. You may be able to:

  • Defer your pension and apply at a later date
  • Transfer the commuted value of your pension to a locked-in retirement vehicle
  • Apply for a monthly pension if you've reached your earliest retirement age
  • Transfer your service to another plan

If you left your job before September 30, 2015, contact the plan and we'll explain your options.

If you are younger than the earliest retirement age of 55 (50 for certain designated public safety occupations) when you leave your job, once we receive the termination information from your employer, we will send you a Termination selection statement form.

This statement outlines your options. If you work for more than one employer participating in the plan, we will not send you this statement unless you have left all your jobs with all participating plan employers.

If you are at least the earliest retirement age of 55 (50) when you leave your job, we will send you a pension estimate showing your options.

You may want to talk with an independent financial advisor to determine which option is best for you and your situation.