Retiring or returning to work

COVID-19 may change your retirement plans. Find out how retiring early or returning to work could affect your pension plan.

What if I already submitted my pension application, but I’ve decided to work longer?

Contact us in writing as soon as possible using My Account Message Centre.

Can I retire early because of COVID-19?

Earliest retirement ages haven’t changed. If you do retire early, you may receive a reduced pension.

What if I’m returning to work after retirement because of COVID-19?

If you return to work after you have retired and are receiving a pension from BC’s Public Service Pension Plan, you’ll continue to receive your pension.

If you start working for an employer participating in the plan, inform your employer that you’re a retired plan member. This will ensure that your employer doesn’t re-enroll you in the plan and deduct pension contributions from your pay.

If your new employer doesn’t participate in the Public Service Pension Plan, you may be eligible to contribute to your new employer’s pension plan, if it has one.

Please note that you aren’t considered retired if you return to work for an employer participating in the plan and all the following applies:

  • You retired from your job and applied for your pension
  • You are within 30 days of your pension effective date
  • Your new position requires you to participate in the plan

For details, visit Returning to work after retirement.