How to name (or change) a beneficiary before retirement
Learn how to name your beneficiary while you are an active member of the plan.
You can name or change a beneficiary(ies) by:
- Signing in to My Account
- Submitting the Nomination of beneficiary (pre-retirement) form to the BC's Public Service Pension Plan
If you have a spouse, they are automatically your sole beneficiary unless your spouse gives up their right to receive your pension benefit if you die.
To do this, your spouse must submit Form 4 Spouse’s waiver of beneficiary right to benefits in a pension plan, locked-in retirement account, life income fund or annuity before pension or annuity payments start to the plan. Once we have this form on file, you can sign in to My Account to name a beneficiary(ies) other than your spouse.
Alternatively, you can send in the waiver along with your Nomination of beneficiary (pre-retirement) form.
Naming a beneficiary online through My Account or submitting the Nomination of beneficiary (pre-retirement) form allows you to:
- Name an alternate beneficiary(ies) should your spouse die before you
- Name your beneficiaries (and their alternates) if you do not have a spouse or your spouse has given up their right to a death benefit
If you are naming more than two beneficiaries or wish to name alternate beneficiaries, include this information on a separate sheet and attach it to the form.
Follow those same steps to change your beneficiary(ies).
Naming a beneficiary online or submitting the Nomination of beneficiary (pre-retirement) form will replace and revoke any beneficiary(ies) you have named previously.
If you are divorced or separated, all beneficiary nominations must comply with any separation agreements or court orders.
If you are a member of more than one pension plan administered by BC Pension Corporation (BC’s College, Municipal, Teachers’ and WorkSafeBC pension plans), you need to submit a separate beneficiary nomination form for each plan.