Disability and your pension
Explore the options that may be available to you if you become ill or injured and are unable to work.
If you are unable to work because of illness or injury, you may be eligible for short-term or long-term disability benefits through your union or employer. In some cases you may also be eligible for a disability pension through BC’s Public Service Pension Plan.
Your union or employer can tell you about the criteria you must meet to receive short- or long-term disability benefits. These benefits pay you an income while you are unable to work.
If you receive short-term disability benefits, you will continue to make pension contributions and accumulate pensionable and contributory service in the plan.
If you receive long-term disability benefits, you will not make pension contributions. You will continue to accumulate pensionable and contributory service in the plan while you are off work.
You may be eligible for a disability pension if you are totally and permanently disabled before age 60 and not covered under an approved long-term disability plan. A disability pension pays you a monthly pension and replaces any termination benefits or retirement pension you would normally receive as a plan member.
You may also be eligible for a separate disability pension from Canada Pension Plan.